Day Two: Thursday, November 17, 2011
Banking Track
1:15
Transitioning into the New Framework of Capital Adequacy Standards and Managing Liquidity Risk
Now that the final text of the Basel III rules has been released, how will the new rules impact mergers and acquisitions and the capital markets activities of Canadian institutions? The new rules require Deposit Taking Institutions to maintain higher minimum levels of capital, to improve the quality of their capital and impose a new leverage constraint, in addition to two new liquidity standards. Learn what is required to remain compliant as the new standards are phased in.
- Reviewing the eff ects of recent trends in capital adequacy, and what is on the horizon from OSFI
- Considering the impact of all non common capital instruments which contain features that
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Understanding the Basel III Framework and how it is designed to raise the level of high-quality capital in the banking system and reduce unstable funding structures:
- Making sense of the Basel Committee's comprehensive quantitative impact study: What is the net take away?
- Overview of the new guidelines, including the provisions for higher and better-quality capital, better risk coverage, the introduction of a leverage ratio as a backstop to the risk-based requirement, and measures to promote the build up of capital
- Guidelines to operate effi ciently under the two new global liquidity standards
- Where do the transitional arrangements, such as phase-in deductions and grandfathering provisions, fit?
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How is ICAAP (Internal Capital Adequacy Assessment Process) applicable to deposit-taking institutions in light of Basel III?
- What is the scope of the ICAAP?
- Managing the expectations for an institution's ICAAP, with a focus on comprehensive assessment of risk
- Case Study: Step-by-step guide to combating a liquidity crisis
2:15
Networking Refreshment Break
2:30
Identifying Emerging Trends and Clearing Compliance Hurdles in the Payment Card Industry
The PCI has seen an unprecedented amount of change and uncertainty recently, coupled with a substantially more aggressive regulatory arena. FIs need to respond with a commensurate amount of vigour. This session will provide you with a solid understanding of how the latest developments in this industry will impact your business, and how to effectively meet implementation challenges.
- Adopting risk management strategies and compliance procedures while meeting and exceeding consumer protection obligations
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What to expect from the FCAC
- in monitoring compliance with the Code of Conduct for the Credit and Debit Card Industry; and
- oversight of the Payment Card Networks Act
- Compliance with the Credit Business Practices Regulations & amended Cost of Borrowing Regulations
- Lessons learned from enforcement activities by the FCAC
- How to address FCAC clear & plain language expectations for payment cards
- Influence of the Payments System Task Force on the payment card industry
- Assessing the fall out from the Competition Bureau with respect to Visa and MasterCard
- Leveraging customer information without breaching privacy legislation
- What can be anticipated for future PCI regulation?
Sponsors
Compliance Tools
Compliance Webinar: Implement Best Practices for Cashier's Check IssuranceOctober 24, 2011 | Bankers Online |
Dodd-Frank Cheat Sheet: What Every Banker Needs to Know About Dodd-FrankSeptember 1, 2011 | banktech.com |
Industry News
Senators Question FINTRAC FundingFebruary 16, 2012 | iPolitics |
Financial Services Industry Grappling With Skills ShortageFebruary 16, 2012 | Business Live |
Using Social Media to Drive Operational Change: Part 2February 16, 2012 | Bank Systems & Technology |
Moody’s May Downgrade RBC, Other Global BanksFebruary 15, 2012 | The Vancouver Sun |
Carney, Flaherty Step Up Fight Against U.S. Volcker RuleFebruary 13, 2012 | CTV News |
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